For individuals and families, health savings accounts (HSAs) and flexible spending accounts (FSAs) offer the means to pay for eligible expenses, reduce their taxable income, prepare for future care needs, and take more control over how their health care money is allocated.
HSAs and FSAs can also help employers move more employees to cost-effective insurance plans while still providing health care benefits that match families’ needs.
But transitioning to a new benefits plan can also sometimes seem overwhelming or intimidating if you don’t have the full picture. With that in mind, we built these HSA and FSA plan calculators so you can easily visualize your full savings potential.
Health Care Account Calculators for Employees
HSA Growth Calculator
With tax-free growth, HSA balances can really add up. See how much yours can grow over time.
FSA Savings Calculator
Estimate your Health Care and Dependent Care FSA contributions and see how much you can save!
Savings Calculator for Employers and Brokers
Employer Benefits Modeler Tool
Compare the cost of a traditional health insurance plan with an HSA-compatible high-deductible health plan using this easy and interactive calculator.
Learn About Tax-Advantaged Employee Benefits
Marketplace
Buy Eligible Items
Find out where you can quickly make eligible purchases with HSAs, FSAs, and other accounts
Eligible Expenses
Find Eligible Items
Check out the eligible expenses list to see just how useful health care accounts can beHSA Academy
Continue Learning
Learn about health savings accounts and put your knowledge to the test with HSA Academy
Blog
Get Helpful Tips
Our blog, Connections, is the perfect place to find helpful posts on CDH and work-life benefits
Resource Library
Continue Learning
Visit the Resource Library to find videos, guides, infographics, and more to help you make the most of your benefits
FAQs
Get Answers
There’s a lot to know about HSAs, FSAs, HRAs, and more, which is why we’ve put together these FAQs
Featured Resources
Featured Blog Posts
IRS Releases 2022 Health Savings Account (HSA) Contribution Limits
The IRS has announced the new health savings account limits for 2022. Next year, individuals can set aside $3,650 in tax-free funds to save for the future or pay for qualified medical expenses (up $50 from last year). Learn more about the updates in this post.
HSA and FSA Eligible Expenses for Mom, Baby, and Parents-to-be
Parenting and motherhood are some of the greatest joys in life, but it does require some financial planning! Thankfully, HSAs and FSAs exist to help parents offset the cost of medical expenses for their kids and themselves, and there is a long list of items and services that are eligible for every stage of childrearing. Check out all the eligible items in this post.
Investigating Individual Health Savings Accounts: Fact vs. Fiction
While HSAs make it easy to manage your saving and spending, there are some old misconceptions hanging around. In this article, we take a look at fact vs. fiction to dispel myths surrounding HSAs and who could benefit from this type of health care benefit account!