For individuals and families, health savings accounts (HSAs) and flexible spending accounts (FSAs) offer the means to pay for eligible expenses, reduce their taxable income, prepare for future care needs, and take more control over how their health care money is allocated.
HSAs and FSAs can also help employers move more employees to cost-effective insurance plans while still providing health care benefits that match families’ needs.
But transitioning to a new benefits plan can also sometimes seem overwhelming or intimidating if you don’t have the full picture. With that in mind, we built these HSA and FSA plan calculators so you can easily visualize your full savings potential.
Health Care Account Calculators for Employees
HSA Growth Calculator
With tax-free growth, HSA balances can really add up. See how much yours can grow over time.
FSA Savings Calculator
Estimate your Health Care and Dependent Care FSA contributions and see how much you can save!
Savings Calculator for Employers and Brokers
Employer Benefits Modeler Tool
Compare the cost of a traditional health insurance plan with an HSA-compatible high-deductible health plan using this easy and interactive calculator.
Learn About Tax-Advantaged Employee Benefits
Marketplace
Buy Eligible Items
Find out where you can quickly make eligible purchases with HSAs, FSAs, and other accounts
Eligible Expenses
Find Eligible Items
Check out the eligible expenses list to see just how useful health care accounts can beHSA Academy
Continue Learning
Learn about health savings accounts and put your knowledge to the test with HSA Academy
Blog
Get Helpful Tips
Our blog, Connections, is the perfect place to find helpful posts on CDH and work-life benefits
Resource Library
Continue Learning
Visit the Resource Library to find videos, guides, infographics, and more to help you make the most of your benefits
FAQs
Get Answers
There’s a lot to know about HSAs, FSAs, HRAs, and more, which is why we’ve put together these FAQs
Featured Resources
Featured Blog Posts
Giving Thanks for the Many Health Care Benefits
What do benefits from health savings accounts (HSAs) and flexible spending accounts (FSAs) have to do with celebrating Thanksgiving? We look at an example of some of our favorite holiday traditions to see why you might give thanks for the tax-free benefits these accounts offer when you need them!
To Spend or to Save: Ways to Use an HSA
As more employers offer high-deductible health plans (HDHPs), more people are opening health savings accounts (HSAs) to offset out-of-pocket spending. Whether you spend or save HSA dollars, you will still reap the rewards of these tax-advantaged accounts. It's a matter of saving now or saving later! Read about the types of HSA owners to see what category you fall into—spender, saver, or rainy day-er!
ConnectYourCare Announces 2021 IRS Limits for FSA, Commuter Benefits, and Adoption Assistance
On October 26, 2020, the IRS made the official announcement on 2021 contribution limits for health care flexible spending accounts (FSAs), commuter benefits, and adoption assistance. FSA and commuter benefit contribution limits remain unchanged from 2020, while adoption assistance is increasing.