For individuals and families, health savings accounts (HSAs) and flexible spending accounts (FSAs) offer the means to pay for eligible expenses, reduce their taxable income, prepare for future care needs, and take more control over how their health care money is allocated.
HSAs and FSAs can also help employers move more employees to cost-effective insurance plans while still providing health care benefits that match families’ needs.
But transitioning to a new benefits plan can also sometimes seem overwhelming or intimidating if you don’t have the full picture. With that in mind, we built these HSA and FSA plan calculators so you can easily visualize your full savings potential.
Health Care Account Calculators for Employees
HSA Growth Calculator
With tax-free growth, HSA balances can really add up. See how much yours can grow over time.
FSA Savings Calculator
Estimate your Health Care and Dependent Care FSA contributions and see how much you can save!
Savings Calculator for Employers and Brokers
Employer Benefits Modeler Tool
Compare the cost of a traditional health insurance plan with an HSA-compatible high-deductible health plan using this easy and interactive calculator.
Learn About Tax-Advantaged Employee Benefits
Marketplace
Buy Eligible Items
Find out where you can quickly make eligible purchases with HSAs, FSAs, and other accounts
Eligible Expenses
Find Eligible Items
Check out the eligible expenses list to see just how useful health care accounts can beHSA Academy
Continue Learning
Learn about health savings accounts and put your knowledge to the test with HSA Academy
Blog
Get Helpful Tips
Our blog, Connections, is the perfect place to find helpful posts on CDH and work-life benefits
Resource Library
Continue Learning
Visit the Resource Library to find videos, guides, infographics, and more to help you make the most of your benefits
FAQs
Get Answers
There’s a lot to know about HSAs, FSAs, HRAs, and more, which is why we’ve put together these FAQs
Featured Resources
Featured Blog Posts
Renew Your 2021 Resolutions: 5 Tips for Maximizing Your HSA Savings
We all start a new year with the best of intentions—exercise more, eat better, get a restful night’s sleep…or maybe even save money. By now, you may already need to renew those resolutions. If you’re looking to make the most of your health savings account (HSA) this year, here are five HSA tips that will help you prioritize your health to wealth strategy and make the rest of your year healthier, calmer, and perhaps even more…predictable!
Create Your COVID-19 Tool Kit with FSA or HSA Funds
The news of the COVID-19 vaccines has everyone crossing their fingers and hoping there may be an end in sight to the pandemic. That said, we still have to get through the winter months with the normal cold and flu season kicking into high gear. On the bright side, you can create a COVID-19 tool kit for your home using your tax-advantaged flexible spending account (FSA) or health savings account (HSA)!
HSA Tax Filing Guide for the 2021 Tax Season
If you have a health savings account (HSA) and taxes to file this 2021 tax season, this guide is for you. Learn about HSA tax responsibility and which IRS forms you may need to correctly file your tax return with an HSA.