For individuals and families, health savings accounts (HSAs) and flexible spending accounts (FSAs) offer the means to pay for eligible expenses, reduce their taxable income, prepare for future care needs, and take more control over how their health care money is allocated.
HSAs and FSAs can also help employers move more employees to cost-effective insurance plans while still providing health care benefits that match families’ needs.
But transitioning to a new benefits plan can also sometimes seem overwhelming or intimidating if you don’t have the full picture. With that in mind, we built these HSA and FSA plan calculators so you can easily visualize your full savings potential.
Health Care Account Calculators for Employees
HSA Growth Calculator
With tax-free growth, HSA balances can really add up. See how much yours can grow over time.
FSA Savings Calculator
Estimate your Health Care and Dependent Care FSA contributions and see how much you can save!
Savings Calculator for Employers and Brokers
Employer Benefits Modeler Tool
Compare the cost of a traditional health insurance plan with an HSA-compatible high-deductible health plan using this easy and interactive calculator.
Learn About Tax-Advantaged Employee Benefits
Marketplace
Buy Eligible Items
Find out where you can quickly make eligible purchases with HSAs, FSAs, and other accounts
Eligible Expenses
Find Eligible Items
Check out the eligible expenses list to see just how useful health care accounts can beHSA Academy
Continue Learning
Learn about health savings accounts and put your knowledge to the test with HSA Academy
Blog
Get Helpful Tips
Our blog, Connections, is the perfect place to find helpful posts on CDH and work-life benefits
Resource Library
Continue Learning
Visit the Resource Library to find videos, guides, infographics, and more to help you make the most of your benefits
FAQs
Get Answers
There’s a lot to know about HSAs, FSAs, HRAs, and more, which is why we’ve put together these FAQs
Featured Resources
Featured Blog Posts
CARES Act Extends HSA, FSA, and HRA Flexibility with Additional Eligible Expenses
President Donald Trump on Friday, March 27, signed into law the Coronavirus Aid, Relief, and Economic Security Act (CARES Act), which includes important provisions for users of HSAs, FSAs, and HRAs.
Tips to Keep Benefits Communications Going Strong All Year Round
No matter what time of year you offer your benefits enrollment, it’s very likely that your employees may already be a bit hazy on what they signed up for in the months prior. With these tips, you should be in good shape to keep benefits communications flowing easily and effectively throughout the year!
FSA Grace Period vs. Rollover: Understanding the Difference
If your benefits plan year begins January 1, March 15 may be the last day to spend any FSA dollars you have from the previous year if your employer offers a grace period. Get the scoop on the spending grace period, and how to use your tax-free FSA money the smart way before it’s gone!