ConnectYourCare is now part of Optum Financial

Transforming the way people save, spend, pay and invest in health care.

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ConnectYourCare is now part of Optum Financial

Transforming the way people save, spend, pay and invest in health care. Learn More

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We’re Connecting People to the Benefits They Need

I'm an Individual

I'm an Employer

I'm a Broker

I'm a Partner

I'm an Individual

Open a Optum Financial health savings account for you and your family, so you can save money on medical expenses now and meet your financial goals for the future.

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What is an HSA?

Am I eligible for an HSA?

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I'm an Employer

Simplify tax-advantaged benefits and COBRA administration with our flexible program design and dedicated support program.

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Employer Solutions

HSA On Demand®

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360 Connect® Communications

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I'm a Broker

Work with Optum Financial and continue to serve as a trusted advisor to your clients, simplifying employer administration and maximizing employee benefit offerings.

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I'm a Partner

Partner with Optum Financial to expand your business offerings and improve your bottom line, while delivering affordable care to your clients and their employees.

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Partner Overview

Financial Institutions

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The Best Healthcare Accounts
& Tax-Advantaged Benefits

for peace of mind… and the bottom line.

Health Savings Accounts

Curb costs while preserving the benefits that workers need with a traditional HSA or our revolutionary HSA On Demand® solution.

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Flexible Spending Accounts

Help employees take a consumer-directed approach to care with Health Care FSAs, Limited Purpose FSAs, and Dependent Care FSAs.

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Health Reimbursement Arrangements

Offer an HRA to maximize your control over covered expenses and portability while satisfying employees’ needs

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COBRA

COBRA Administration Services enable employees to avoid insurance coverage interruption—providing peace of mind.

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Work-Life Benefits

Empower employees and their families with corporate Health & Wellness, Adoption, and Education reimbursement programs.

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Commuter Benefits

Our Commuter Benefits program allow individuals to set aside pre-tax funds to pay for eligible transit and parking expenses.

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Member Tools & Resources

Portal

Calculators

Expenses

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Optum Store

Academy Series

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Customer Service

Recent News & Updates

The Benefits of Implementing a Bicycle Commuter Program at Your Organization

For employees who live relatively close to their workplace, riding a bike to work can be a fun, eco-friendly commuting option. In this blog, learn about the perks of a bike commuting program, and how to implement this type of lifestyle benefit at your organization.

IRS Releases 2022 Health Savings Account (HSA) Contribution Limits

The IRS has announced the new health savings account limits for 2022. Next year, individuals can set aside $3,650 in tax-free funds to save for the future or pay for qualified medical expenses (up $50 from last year). Learn more about the updates in this post.

HSA and FSA Eligible Expenses for Mom, Baby, and Parents-to-be

Parenting and motherhood are some of the greatest joys in life, but it does require some financial planning! Thankfully, HSAs and FSAs exist to help parents offset the cost of medical expenses for their kids and themselves, and there is a long list of items and services that are eligible for every stage of childrearing. Check out all the eligible items in this post.