Understand and Manage Your Tax-Advantaged Employee Benefits


Maximize your HSA, FSA, HRA, and other benefits

The widespread changes in America’s health care system have been designed to give everyone more say in making decisions about how to receive and pay for their care.

Optum Financial believes that every American deserves access to affordable health care and that it’s critical to provide families with the tools they need to maximize their cost savings.

We built this resource hub to help you learn about consumer-directed benefits and maximize your Optum Financial Health Savings Account (HSA), Flexible Spending Account (FSA), Health Reimbursement Arrangement (HRA), and other tax-advantaged accounts.

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Manage Your Benefits on the Go

Our advanced mobile app gives you fast access to information with a friendly, intelligent design.
Use the mobile app to quickly manage your Health Savings Account, Flexible Spending Account, Health Reimbursement Arrangement, and other Optum Financial accounts.

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Manage Your CYC Account with Our Convenient Tools


Download CYC Mobile

Manage claims on the go with the myCYC mobile app — available in iTunes and Google Play

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Manage Your Account

Take control of all your ConnectYourCare benefits with the easy-to-use online portal

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Customer Service

Get Help 24/7

Based in Florida, our customer care experts are ready to help resolve any issue, any time

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Take Action

Get the account forms you need to update account details, invest or transfer funds, and much more.

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Payment Card

Easily Access Contributions

Available for some account types, the ConnectYourCare payment card makes it easy to pay for eligible expenses

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Account FAQs

Answers to Your Questions

Find answers to many of the questions about managing your ConnectYourCare account

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Learn About Tax-Advantaged Employee Benefits


Buy Eligible Items

Find out where you can quickly make eligible purchases with HSAs, FSAs, and other accounts

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Eligible Expenses

Find Eligible Items

Check out the eligible expenses list to see just how useful health care accounts can be

Find Eligible Items


Estimate Growth Potential

Use our plan calculators to see how much contributing to an HSA or FSA could pay off in the long run

View Plan Calculators


Get Helpful Tips

Our blog, Connections, is the perfect place to find helpful posts on CDH and work-life benefits

Visit the Blog

Resource Library

Continue Learning

Visit the Resource Library to find videos, guides, infographics, and more to help you make the most of your benefits

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Get Answers

There’s a lot to know about HSAs, FSAs, HRAs, and more, which is why we’ve put together these FAQs

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Resources by Account Type

Featured Resources

Our Latest Blog Posts

HSA Academy

Make the Grade with HSA Academy

Maximize your Health Savings Account potential with HSA Academy, featuring HSA 101 videos, must-know account facts, and a brief quiz to test your knowledge.

Visit HSA Academy

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