Flexible banking and investment options customized for client needs
With the growing concern of health care expenses in retirement and a push towards consumerism, more and more employees are striving to make wise banking and investment decisions that will benefit them now and into retirement for qualified medical expenses.
This is why Optum Financial works with leading organizations to offer our clients greater levels of banking and investment flexibility for consumer directed healthcare management.
HSA investments in particular have been at the forefront of retirement savings conversations as a complimentary account to 401(k) and IRA accounts to cover HSA expenses tax-free in retirement.
Partner with Optum Financial and learn how you can add this level of service to your client offerings for a well-rounded investment portfolio.
Comprehensive health account administration for:
of employees say “saving for future health care needs” is the primary reason they enrolled in an HSA
Some of the wonderful companies we partner with today
Partnering with Optum Financial comes with many benefits
Customized branding
- Multi-purse payment card customized with your brand
- Co-branded and white-label options for marketing collateral, sales tools, employee communications, and websites
Actionable insights
Optum Financial Insights technology provides simple, real-time trends analysis
Legislative and regulatory guidance to help keep benefits compliant
Market-sensitive pricing updates
Educational tools to promote enrollment and best practices
Optum Financial has simplified the FSA process with a very well organized program and helpful customer service representatives.
Enhanced member experience
- Integrated participant portal and mobile app for easier account management
24/7 U.S.-based customer service and IVR focused on health care accounts
Financial claims adjudication for higher satisfaction and better adoption
Our Latest Resources
Our Latest Blog Posts
The Benefits of Implementing a Bicycle Commuter Program at Your Organization
For employees who live relatively close to their workplace, riding a bike to work can be a fun, eco-friendly commuting option. In this blog, learn about the perks of a bike commuting program, and how to implement this type of lifestyle benefit at your organization.
IRS Releases 2022 Health Savings Account (HSA) Contribution Limits
The IRS has announced the new health savings account limits for 2022. Next year, individuals can set aside $3,650 in tax-free funds to save for the future or pay for qualified medical expenses (up $50 from last year). Learn more about the updates in this post.
HSA and FSA Eligible Expenses for Mom, Baby, and Parents-to-be
Parenting and motherhood are some of the greatest joys in life, but it does require some financial planning! Thankfully, HSAs and FSAs exist to help parents offset the cost of medical expenses for their kids and themselves, and there is a long list of items and services that are eligible for every stage of childrearing. Check out all the eligible items in this post.