Making it easier to manage care so you can enjoy life
Welcome! Optum Financial is one of the nation’s largest benefit savings providers, offering health savings accounts (HSAs), flexible spending accounts (FSAs), health reimbursement arrangements (HRAs), and other tax-advantaged employee benefits, as well as COBRA Administration services. We’re revolutionizing how companies administer consumer-directed health care and how employees benefit from solutions and services that are simple, seamless and offer peace of mind—resulting in better adoption, higher satisfaction, and lower costs.
How We Got Started
In 2002, a team of experts came together to create some workable alternatives for delivering truly affordable health care to U.S. companies and their employees. During this time, Optum Financial became skilled at anticipating emerging policies and trends—and responding with common-sense products and innovative tools.
How We’ve Grown
Our approach to consumer-directed health care has remained rooted in creating better, more efficient connections among the employers, health plans, and financial institutions that provide benefits; the employees accessing health care services; and the professionals who provide care. To accomplish that mission, we’ve gone to great lengths to develop unique, customer-focused solutions, including:
HSA On Demand® — providing participants with accelerated access to future HSA contributions at the beginning of the year
ClaimsAlly — our advanced technology that increases auto-substantion rates for FSAs and other notional accounts
BrokerCommand — our comprehensive platform for brokers designed to reduce the amount of time and headaches required to manage clients’ CDH benefits
But it’s the amazing companies and people that utilize these solutions today that define Optum Financial the most.
Nationally Recognized Benefits Leader
Customizable Solution with Extensive Integrations
Centralized and Agile Platform
24/7/365 customer service based in the U.S.
Turnkey education and enrollment resources
What We Offer
smartCDH™ Consumer-Directed Health Care Solutions for Companies
Optum Financial Awards & Recognition
Optum Financial is proud that our portal application has received HITRUST CSF Certification, reaffirming that the technology we create to make participants’ lives easier also helps keep their sensitive information secure.