Eligible Expenses

Our accounts cover hundreds of expenses for you and your family

Click below for examples of eligible expenses available with your account funds.

Please keep in mind that your employer might have additional limitations on what can be purchased with your account funds. See your plan documents for more information.

Health Care Account Eligible Expenses - Examples of items generally eligible under HSAs, FSAs, and HRAs.

  • Acupuncture
  • Alcoholism treatment
  • Ambulance
  • Artificial limb
  • Automobile modifications for a physically handicapped person
  • Birth control pills
  • Blood pressure monitoring device
  • Braille books & magazines (above the cost of regular printed material)
  • Chiropractic care
  • Christian Science practitioner
  • COBRA premiums (post tax, HSA & HRA only)
  • Contact lenses & related materials
  • Crutches
  • Dental treatment
  • Dentures
  • Diagnostic services
  • Drug addiction treatment
  • Eye examination
  • Eye glasses & related materials
  • Fertility treatment
  • Flu shot
  • Guide dog or other animal aide
  • Hearing aids
  • Hospital services
  • Immunization
  • Insulin
  • Insurance premiums (post tax, HRA only)
  • Laboratory fees
  • Laser eye surgery
  • Long-term care premiums or expenses (post tax, HSA & HRA only)
  • Medical testing device
  • Nursing services
  • Obstetrical expenses
  • Organ transplant
  • Orthodontia (not for cosmetic reasons)
  • Over-the-counter (OTC) health items*
  • Oxygen
  • Physical exam
  • Physical therapy
  • Prescription drugs
  • Psychiatric care
  • Retiree medical insurance premiums (HSA only)
  • Smoking cessation program
  • Surgery
  • Transportation for medical care
  • Weight loss program necessary to treat obesity
  • Wheelchair

*OTC items that contain a drug or medication require a prescription. Insulin, medical monitoring and testing devices, and other non-medical health items are eligible without a prescription.

Dependent Care FSA Eligible Expenses - Day care provided while you work for children under age 13 and/or dependent adults.

  • Before school or after school care (other than tuition)
  • Qualifying custodial care for dependent adults
  • Licensed day care centers
  • Nursery schools or pre-schools
  • Placement fees for a dependent care provider, such as an au pair
  • Child care at a day camp, nursery school, or by a private sitter
  • Late pick-up fees
  • Summer or holiday day camps

Transportation Account Eligible Expenses - Examples of public transportation and parking expenses for your transit to work.

Eligible Transit Expenses:

  • Buses
  • Bicycle*
  • Trains & subways
  • Ferries
  • Vanpools
  • Commuter highway vehicles

Eligible Parking Expenses*

  • Parking at or near your place of employment
  • Parking at a location from which you commute to work

*Your employer might have additional limitations. See your plan documents for more information.

I love that my FSA allows me to obtain my health services not covered by my primary dental and medical insurance.Al, FSA participant and State of Maryland employee