Payment Card

Leveraging the best practices of today's economy

Whether your company favors an HSA, FSA, or HRA, individuals can enjoy the speed and convenience of instant access to their account funds and automated recordkeeping with a Payment Card for health care.

Qualified merchants (e.g. pharmacies or wholesale clubs) and providers (e.g. doctor’s offices) simply swipe the card like any other credit card to accept payment for a purchase or service. Funds for eligible expenses are transferred directly and records of every transaction are maintained for managing budgets and retrieval at tax season.

 A better way to pay for—and track—medical expenses

The main benefit of the payment card is convenience. The entire process of paying out-of-pocket for qualified health care expenses, filing a claim and waiting for reimbursement is eliminated. Recordkeeping and claims-filing is automated to assist you. A personal portal makes access easy and convenient.

Special Payment Card Features

Stacked and multi-account capability with single card

A variety of white labeled or co-branded card options

Online card fulfillment for replacement cards

IIAS compliant for auto-substantiation of medical and pharmacy items

Text push notices based on card activity

Seamless Card Integration into Claims Platform

Real-time access to card swipe activity

Electronic substantiation requests

Receipt upload capability through portal and mobile app

Substantiation of health plan files

Copays for substantiation

Merchant-level substantiation

Industry-high rates of auto-substantiation

Automatic Review of Qualified Expenses

Copays that match an employer’s group health insurance plan and pharmacy benefit

Recurring expenses of the same dollar amount and same location

Coordination with merchants’ automated inventory control systems

Streamlined Claims Funding and Synchronization

Vendor agnostic to allow integration with multiple providers

Consolidated funding request for debit card and manual claims (Check/ACH) payments

Daily automated balance synchronization and reconciliation