Transforming the way people save, spend, pay and invest in health care.
Simplify Your Health Care Spending
Are you using your account payment card for eligible expenses at the doctor’s office, in stores, and online? Now more than ever, having easy, reliable access to your health care dollars is a must.
Use your account payment card whenever and wherever you pay for care. It’s the easiest way to pay!
Health accounts
Gain a complete understanding of the financial side of health
We help you connect the worlds of health and finance in new ways because we believe that simpler, smarter health care savings and payments lead to better, more impactful care experiences.
Health savings account
An HSA is a tax-advantaged account that can help you pay for qualified medical expenses.
Learn MoreHealth care flexible spending account
A health care FSA (HCFSA) reimburses you for eligible health care expenses for you and your eligible dependents.
Learn MoreCommuter benefits
Reduce your commuting expenses by taking advantage of commuter benefits.
Learn MoreDependent care flexible spending account
A dependent care flexible spending account (DCFSA) can help you put aside dollars, income tax-free, for the care of children under the age of 13 or for dependent adults who can’t care for themselves.
Learn MoreHealth reimbursement arrangement
HRAs are a way for your employer to help offset your health care costs for eligible expenses and gain tax advantages.
Learn MoreHealth Finance Ed Center
Understanding how to connect your health and finances is more important than ever. Our Health Finance Ed Center brings together industry-leading education, tools and resources designed to help you make the most of your health accounts.
What is HealthSafe ID
HealthSafe ID is our leading technology that strengthens website authentication protocols and enhances the security of your account by adding dual-factor authentication, so it remains safe and secure.
Learn moreResources
Optum Financial
At Optum Financial we’re entirely dedicated to improving people’s well-being and are passionate about the relationship between health and finances.
We’re focused on providing innovative solutions that help you connect your health and finances in new ways.